AB Bank Rwanda (ABR) is a fully-fledged microfinance bank, which offers a wide range of financial products and solutions that serve both retail and corporate clients. AB Bank’s offerings include a variety of deposit products tailored to fit any client’s needs, money transfer services (regional, and local), SMS banking, performance guarantees, and foreign exchange, among others. Notably, foremost to these offerings are the loan facilities that meet the needs and capacities of micro, small and medium-sized enterprises (MSMEs) and other clients in the lower income strata.

AB Bank Rwanda has a network of 6 branches in Rwanda; 5 of which are located in key areas of the capital city, Kigali, while the 6th branch is in Musanze, covering the Northern part of the country. The bank also has 6 credit outlets which are located in Muhanga, Rwamagana, Kabarondo, Huye, Gicumbi and Nyagatare. These are channels that offer loan facilities and other services (in a limited scale) in major upcountry locations in the country

The Bank has an exceptional group of very strong international shareholders committed to the goal of improving access to financial services in the country. These shareholders are Access Microfinance Holding AG of Germany, KfW - the German Development Bank, and the International Finance Corporation (IFC) of the World Bank Group. ABR is a member of a the Access Bank group which has an established record of setting up and managing microfinance banks in 10 countries across the globe (6 in Africa, 2 in Asia, 1 in Europe, and 1 in Latin America).

Vision

AB Bank Rwanda (ABR) is committed to the development of the Rwandan financial sector by rendering accessible services to the people and their communities, with excellent quality standards.

Mission

AB Bank Rwanda (ABR) is a socially responsible bank and the bank of choice for micro and small enterprises. It strives to be the leading provider of financial services in this market segment in Rwanda. Business loans, which are primarily based on the assessment of the borrower’s repayment capacity, are the core product of the Bank. ABR builds-up long term business relationships with customers based on responsibility and mutual respect. In doing so, it promotes a savings culture and supports borrowers to build-up a sound credit history.

Our History

ABR first opened its door to the public in January, 2014 with 1 branch in the Nyamirambo district. In that same year, the bank opened 2 other branches (Nyarugenge and Gisozi) in Kigali City. In 2015, ABR opened its 4th branch (Kimironko), also located in Kigali City. By the end of its third year, the bank has covered most of the strategic areas in the capital. In July 2016, ABR opened its first upcountry branch located in Musanze. It is poised to be the “flagship branch for rural finance.” In 2018, ABR opened 1 more branch (Nyabugogo) in Kigali. In that same year, ABR expanded its footprint across the country by opening 3 credit outlets situated in Muhanga, Rwamagana and Kabarondo. In the first quarter of 2019, AB Bank expanded its network with 3 more credit outlets respectively located in Huye, Gicumbi and Nyagatare. To date, the bank has a network of 6 branches and 6 credit outlets in all parts of the country

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