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Who we are
Board of Directors
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Chief Executive Officer
Arah Sadava assumed the CEO role at AB Bank Rwanda in April 2015. Prior to joining ABR, she was the Retail/Banking Services Manager of Access Bank Liberia from March 2014. She has more than 18 years of experience in microfinance and banking in over 9 countries, 7 of which are in Africa. Arah started her career as a rural banking/ microfinance specialist in Philippines. She later moved to East Africa to manage transformation projects. After having succeeded with those projects, she served for a well-known MF bank as the Chief Operations Officer initially in Tanzania, and then in...
Chief Business Officer
Roberto joined AB Bank Rwanda in 2016 as the Chief Credit Officer and he has been pivotal in managing the banks credit risk leading to improved asset quality. He has extensive experience in credit analysis and management gained from having worked in the financial sector for over 10 years in different countries. Prior to Joining the bank, Roberto worked for an international microfinance holding essentially in Madagascar and in West Africa from 2008 to 2015 with a last position of Chief Business Development Officer. Roberto holds a Project Management Professional degree from the Project...
Chief Information Officer
Aaron joined ABR in January 2018 with more than 11 years of experience providing expertise in IT related projects in the financial services. As Chief Information Officer, his responsibilities focus on developing, promoting and implementing the IT strategy of the Bank. Prior to joining ABR, Aaron was the Head of Information Technology at BPR Atlas Mara, where he served for 10 years and led major IT systems integration and infrastructure modernization projects (such as mobile money trust account integration with T24 core banking, implementation of modular tier-2 datacenters,...
Head of Risk
Gloria was appointed the Head of the Risk in April 2018 after having been at the helm of the Legal Department since 2015. The appointment comes at a time, the Bank is looking to set up an independent Risk function five years into its existence in the Rwandan market. Gloria was also tasked with setting up the Legal department when the bank had just started its operations in 2014. Having joined the bank in October 2013 as a legal advisor and later appointed Head of the Legal Department in March 2015, Gloria has earned considerable experience and skills in legal complex problem solving. She...
Jean Claude Bihoyiki
Chief Finance Officer
Jean Claude Joined AB Bank Rwanda in 2014 and was appointed Head of Finance in 2015. Prior to joining the bank, he worked in Agaseke Bank Ltd for a total of 6 years and served in different positions, 1 year as Branch Manager, 3 years as Head of Internal Audit and 2 years as Head of Finance and Administration. Jean Claude holds a Bachelor’s degree in Economics, Money and Banking from the University of Rwanda and holds a master’s degree in financial management from Amity University and currently undertaking ICPAR...
Don King Agaba
Head of Legal
Don K. Agaba Joined AB Bank in April 2016 as a Senior Legal Officer and later appointed as Head of Legal and Company Secretary in 2018. Don is a corporate lawyer specializing in corporate governance and Banking & Finance law in Rwanda. Prior to joining AB Bank, Don was a Senior Associate in Cedar Ark Law a corporate law firm that specializes in providing legal support to corporate entities as well as small and medium sized companies. During this time, he advised on a number of transactions ensuring the transactions were executed in conformity with the Rwandan laws. His...
Head of Digital Finance
Didier joined AB Bank in 2018 as the Head of Digital Finance. Prior to joining AB Bank, he was the Head of Non-Voice Business in Tigo Rwanda, overseeing the Internet Business portfolio and leading the digital growth acceleration plan. He has 7 years of experience in the telecom industry where he occupied different roles in the commercial department ranging from Operations and Quality Coordinator to Head of Value-Added Services and later Head of Non-Voice Business. He has been very instrumental in the Tigo brand transformation project from a “Mass-Market targeted brand” to a “Digital...
Jerry Joas Ndikumana
Head of retail
Joas is currently the Head of Retail. He joined AB bank Rwanda in November 2013 and he has served in different roles like Head of micro credit department, Deputy Head of Micro Department, Branch Manager, Group Leader and Client advisor. Before joining AB Bank Rwanda, he worked in the education sector in Rubavu district for four years. Joas holds a First Class Honor Bachelor’s Degree in Management and he has pursued different Leadership and Management training programs both local and...
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