USD : 838|856 EUROS : 964|1038
Who we are
Board of Directors
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Arah Sadava assumed the CEO role at AB Bank Rwanda in April 2015. Prior to joining ABR, she was the Retail/Banking Services Manager of Access Bank Liberia from March 2014. She has more than 18 years of experience in microfinance and banking in over 9 countries, 7 of which are in Africa. Arah started her career as a rural banking/ microfinance specialist in Philippines. She later moved to East Africa to manage transformation projects. After having succeeded with those projects, she served for a well-known MF bank as the Chief Operations Officer initially in Tanzania, and then in...
Lina M. Higiro
Lina M. Higiro was appointed COO of AB Bank in July 2016, to oversee Business Development, Digital Finance, Transactional Banking and Bank operations. She is an accomplished banker with 10 years’ experience cutting across all facets of banking.Prior to joining AB Bank Rwanda, Lina was the Head of Strategy, Planning and Marketing at I&M Bank (Rwanda) and before that was the Head of SME Banking at Fina Bank now Guaranty Trust Bank from 2007 to 2011. Her academic qualifications include, an MBA from Liverpool University, a B.Com from the University of North West, South Africa and a...
Roberto joined AB Bank Rwanda in 2016 as the Chief Credit Officer and he has been pivotal in managing the banks credit risk leading to improved asset quality. He has extensive experience in credit analysis and management gained from having worked in the financial sector for over 10 years in different countries. Prior to Joining the bank, Roberto worked for an international microfinance holding essentially in Madagascar and in West Africa from 2008 to 2015 with a last position of Chief Business Development Officer. Roberto holds a Project Management Professional degree from the Project...
Head of Micro
Dusko Dimitrov joined AB Bank Rwanda in 2016 as Head of Micro Credit Department. Over the years, he has gained broad experience working with MSMEs from various institutions. Prior to joining AB Bank Rwanda, he worked as Credit Manager with Access Bank in Liberia. Previously he served as Senior Credit Advisor in Access Bank Tanzania‘s SME Department. He has international banking experience in Sierra Leone and Serbia. Dusko holds a degree in Industrial Engineering and...
Head of SME
Arzu Baryamov joined AB Bank Rwanda in 2016. Before joining AB Bank Rwanda, Bayramov worked as Head of SME, later Regional Manager in Access Bank Tanzania from 2011 to 2016. Bayramov started his banking career in 2006 with AccessBank Azerbaijan as micro loan officer, continued as Group leader in AccessBank Liberia from 2008 to 2009. In 2010 joined to AccessBank Azerbaijan as SME LO, later worked as Branch Credit Supervisor and was responsible for the branch credit portfolio. Bayramov holds a diploma in Finance & Economics, and Diploma in International...
Head of Banking Services
Elizabeth Mburu joined AB Bank in June 2014 as the Payments Specialist, and was primarily responsible for setting up the payments department. She was promoted as the Head of Banking Services in October 2015. Elizabeth had also served as the Acting Chief Operating Officer (COO) in July-September 2015 and March-June 2016. Elizabeth previously worked in Kenya at the largest telecom company in corporate sales from 2006 to 2008. After that, she moved to Cayman Islands and worked in an international bank there as the transaction accountant and later, as a banking supervisor at another...
Head of Legal
Gloria joined the bank in October 2013 as a legal advisor and was later appointed Head of Legal in March 2015. Before joining the bank, she worked with other entities including an airline, government Parastals, an NGO and the Ministry of Health in various capacities. She has been involved in contract drafting and reviewing regulatory investigations and administrative concerns. With the extensive legal expertise, Gloria has earned required experience and skills in legal complex problem solving. Gloria is a law graduate from the University of Rwanda and an LLM graduate in Business,...
Joie Claire Museke
Head of HR
Joie-Claire Museke joined AB Bank Rwanda in 2015 as the Head of HR. Her areas of responsibility include human resource strategy, staff development and administration management. Prior to joining the bank, she worked as a Performance , Learning and Development senior Officer at Ecobank Rwanda from 2012 till 2015 and before that worked as a learning and Development officer with Heineken Company ( Lille- France). She has worked with senior management to implement HR policies and objectives especially in attracting, retaining, motivating and developing key talents. Joie holds a bachelor’s...
Head of Internal Audit
Alida joined AB Bank Rwanda in 2015 as a senior Internal Auditor and later on was appointed Head of Internal Audit. Prior to joining the bank, she worked with Price Water Coopers (PWC) as an external auditor. She has over 5 years’ experience in Audit and finance in both private and public sectors specializing in the audit of financial services. Alida holds a bachelor’s degree in Management from the National university of Rwanda and is currently pursuing...
Jean Claude Bihoyiki
Head of Finance
Jean Claude Joined AB Bank Rwanda in 2014 and was appointed Head of Finance in 2015. Prior to joining the bank, he worked in Agaseke Bank Ltd for a total of 6 years and served in different positions, 1 year as Branch Manager, 3 years as Head of Internal Audit and 2 years as Head of Finance and Administration. Jean Claude holds a Bachelor’s degree in Economics, Money and Banking from the University of Rwanda and holds a master’s degree in financial management from Amity University and currently undertaking ICPAR...
Christelle Izere Kamanzi
Head of IT
Christelle Izere Kamanzi joined AB Bank Rwanda in 2013 as the Head of IT. Before joining the bank, she held different positions with Agaseke bank in Retail, accounting and IT department from 2004 to 2013. She has over 9 years work experience in the banking sector and has undertaken numerous IT technical courses. Christelle holds a Bachelor Degree in Information Technology from the Adventist University of Central Africa.
Mukankunga Angel Bisamaza
Head of Digital
Angel is the Head of digital finance AB Bank Rwanda. She is a tech savvy with a strong commercial and customer centric approach to business. She has an extensive experience in the Rwanda telecom industry where she has worked for over the past 7 years, first as data engineer before transitioning to the business side of the industry. Prior to AB Bank Rwanda she was at the fore front of Tigo Rwanda digital innovation effort, where she led the establishment of Millicom first tech incubator “THINK”. In her role with Tigo Rwanda, she designed, launched and managed 4G commercial offers for...
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