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Who we are
Board of Directors
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Arah Sadava assumed the CEO role at AB Bank Rwanda in April 2015. Prior to joining ABR, she was the Retail/Banking Services Manager of Access Bank Liberia from March 2014. She has more than 18 years of experience in microfinance and banking in over 9 countries, 7 of which are in Africa. Arah started her career as a rural banking/ microfinance specialist in Philippines. She later moved to East Africa to manage transformation projects. After having succeeded with those projects, she served for a well-known MF bank as the Chief Operations Officer initially in Tanzania, and then in...
Lina M. Higiro
Lina M. Higiro was appointed COO of AB Bank in July 2016, to oversee Business Development, Digital Finance, Transactional Banking and Bank operations. She is an accomplished banker with 10 years’ experience cutting across all facets of banking.Prior to joining AB Bank Rwanda, Lina was the Head of Strategy, Planning and Marketing at I&M Bank (Rwanda) and before that was the Head of SME Banking at Fina Bank now Guaranty Trust Bank from 2007 to 2011. Her academic qualifications include, an MBA from Liverpool University, a B.Com from the University of North West, South Africa and a...
Roberto joined AB Bank Rwanda in 2016 as the Chief Credit Officer and he has been pivotal in managing the banks credit risk leading to improved asset quality. He has extensive experience in credit analysis and management gained from having worked in the financial sector for over 10 years in different countries. Prior to Joining the bank, Roberto worked for an international microfinance holding essentially in Madagascar and in West Africa from 2008 to 2015 with a last position of Chief Business Development Officer. Roberto holds a Project Management Professional degree from the Project...
Head of Banking Services
Elizabeth Mburu joined AB Bank in June 2014 as the Payments Specialist, and was primarily responsible for setting up the payments department. She was promoted as the Head of Banking Services in October 2015. Elizabeth had also served as the Acting Chief Operating Officer (COO) in July-September 2015 and March-June 2016. Elizabeth previously worked in Kenya at the largest telecom company in corporate sales from 2006 to 2008. After that, she moved to Cayman Islands and worked in an international bank there as the transaction accountant and later, as a banking supervisor at another...
Head of Risk Department
Gloria was appointed the Head of the Risk Department in April 2018 after having been at the helm of the Legal Department since 2015. The appointment comes at a time, the Bank is looking to set up an independent Risk function five years into its existence in the Rwandan market. Gloria was also tasked with setting up the Legal department when the bank had just started its operations in 2014. Having joined the bank in October 2013 as a legal advisor and later appointed Head of the Legal Department in March 2015, Gloria has earned considerable experience and skills in legal complex problem...
Head of Internal Audit
Alida joined AB Bank Rwanda in 2015 as a senior Internal Auditor and later on was appointed Head of Internal Audit. Prior to joining the bank, she worked with Price Water Coopers (PWC) as an external auditor. She has over 5 years’ experience in Audit and finance in both private and public sectors specializing in the audit of financial services. Alida holds a bachelor’s degree in Management from the National university of Rwanda and is currently pursuing...
Jean Claude Bihoyiki
Head of Finance
Jean Claude Joined AB Bank Rwanda in 2014 and was appointed Head of Finance in 2015. Prior to joining the bank, he worked in Agaseke Bank Ltd for a total of 6 years and served in different positions, 1 year as Branch Manager, 3 years as Head of Internal Audit and 2 years as Head of Finance and Administration. Jean Claude holds a Bachelor’s degree in Economics, Money and Banking from the University of Rwanda and holds a master’s degree in financial management from Amity University and currently undertaking ICPAR...
Chief Information Officer
Aaron joined ABR in January 2018 with more than 11 years of experience providing expertise in IT related projects in the financial services. As Chief Information Officer, his responsibilities focus on developing, promoting and implementing the IT strategy of the Bank. Prior to joining ABR, Aaron was the Head of Information Technology at BPR Atlas Mara, where he served for 10 years and led major IT systems integration and infrastructure modernization projects (such as mobile money trust account integration with T24 core banking, implementation of modular tier-2 datacenters,...
Don King Agaba
Head of Legal
Don K. Agaba Joined AB Bank in April 2016 as a Senior Legal Officer and later appointed as Head of Legal and Company Secretary in 2018. Don is a corporate lawyer specializing in corporate governance and Banking & Finance law in Rwanda. Prior to joining AB Bank, Don was a Senior Associate in Cedar Ark Law a corporate law firm that specializes in providing legal support to corporate entities as well as small and medium sized companies. During this time, he advised on a number of transactions ensuring the transactions were executed in conformity with the Rwandan laws. His...
Human Resources Consultant
Sarah Busingye Joined AB Bank in 2018, as a Human Resources Consultant. She brings with her, nine years of a highly diverse experience gained at Urwego Bank Rwanda, where she held roles which included the Regional support center leader, the implementation of a Mobile Banking platform as an Implementation Officer, and as a Staff Development and Training Manager in Human Resources department. Sarah holds a Bachelor’s degree in Business Administration from the University of Lay Adventist - Kigali and Master’s Degree in Project Management from Mount Kenya University. She is also a Certified...
Head of Digital
Didier joined AB Bank in 2018 as the Head of Digital Finance. Prior to joining AB Bank, he was the Head of Non-Voice Business in Tigo Rwanda, overseeing the Internet Business portfolio and leading the digital growth acceleration plan. He has 7 years of experience in the telecom industry where he occupied different roles in the commercial department ranging from Operations and Quality Coordinator to Head of Value-Added Services and later Head of Non-Voice Business. He has been very instrumental in the Tigo brand transformation project from a “Mass-Market targeted brand” to a “Digital...
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