AB Bank Rwanda (ABR) is a fully-fledged microfinance bank, which offers a wide range of financial products and solutions that serve both retail and corporate clients. AB Bank’s offerings include a variety of deposit products tailored to fit any client’s needs, money transfer services (international, regional, and local), SMS banking, performance guarantees, and foreign exchange, among others. Notably, foremost to these offerings are the loan facilities that meet the needs and capacities of micro, small and medium-sized enterprises (MSMEs) and other clients in the lower income strata.

ABR has a network of over 5 branches in Rwanda; 4 of which are located in key areas of the capital city, Kigali, while the 5th branch is in Musanze, covering the Northern part of the country.

The Bank has an exceptional group of very strong international shareholders committed to the task of improving access to financial services in the country. These shareholders are Access Microfinance Holding AG of Germany, KfW - the German Development Bank, and the International Finance Corporation (IFC) of the World Bank Group. ABR is a member of a the Access Bank group which has an established record of setting up and managing microfinance banks in 10 countries across the globe (6 in Africa, 2 in Asia, 1 in Europe, and 1 in Latin America).


AB Bank Rwanda (ABR) is committed to the development of the Rwandan financial sector by rendering accessible services to the people and their communities, with excellent quality standards.


AB Bank Rwanda (ABR) is a socially responsible bank and the bank of choice for micro and small enterprises. It strives to be the leading provider of financial services in this market segment in Rwanda. Business loans, which are primarily based on the assessment of the borrower’s repayment capacity, are the core product of the Bank. ABR builds-up long term business relationships with customers based on responsibility and mutual respect. In doing so, it promotes a savings culture and supports borrowers to build-up a sound credit history.

Our History

AB Bank Rwanda first opened its door to the public in January, 2014 with 1 branch in Nyamirambo district. Since then, the bank has rapidly expanded through the capital city, Kigali, and by the end of its third year, has covered most of the strategic areas in Kigali. In July 2016, ABR opened its first upcountry branch in Musanze. It is poised to be the “flagship branch for rural finance.”


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